BRICS Pay for Retail:
Seamless Payments for Global Travelers

Enable international tourists and business travelers to pay easily and securely in your country — without changing cards or worrying about currency exchange. The BRICS Pay C2B service allows non-residents to link their cards or Fast Payment System Account to the BRICS Pay app and make instant QR-code payments at participating merchants — all while staying compliant with international financial regulations

Benefits for Merchants & Economies

BRICS Pay creates new opportunities for retail businesses and national economies by enabling seamless, secure, and cost-effective cross-border payments. The BRICS Pay C2B (Consumer-to-Business) service allows foreign tourists and business travelers from BRICS+ countries to pay for goods and services using QR-code payments with their existing bank cards, without needing to open a local bank account or exchange currency. This capability directly boosts tourism revenue and increases footfall in key commercial and tourist hubs. 
For national economies, BRICS Pay reduces transaction costs, accelerates fund turnover, and supports the growth of foreign trade through direct settlements in national currencies — minimizing dependency on correspondent banking and third-party financial systems.
 Designed for scalability, BRICS Pay seamlessly integrates with existing payment infrastructure, and requires no modifications to POS terminals. 

Increased tourism revenue

Attract visitors from BRICS+ countries

No need for currency exchange

Payments settle in local currency

No new card issuance

Leverages existing international cards

Full regulatory compliance

AML/KYC, transaction monitoring, fraud protection

Zero integration cost 

Works with existing payment infrastructure

BRICS Pay Benefits for Merchants
We perform thorough verification of a merchnts and do not allow the use of systems to bypass sanctions or to receive payments for high-risk transactions such as gambling or betting.

Where it already works

Launch in Russia for foreign tourists with support to national QR-payment standards (see details in BRICS Pay App)

2025 Q4

Integration with payment infrastructure in CIS countries, Türkiye, UAE, Egypt

2026 Q2

Integration with payment infrastructure in BRICS+

2026 Q4

Integration with BRICS+ CBDC

2027 Q3

BRICS Pay for Retail (C2B) is not a sanctions workaround. It is a convenience layer that respects all international rules while improving cross-border user experience.

How It Works

How to Pay in Russia with BRICS Pay

BRICS Pay enables foreign tourists and business travelers to make secure and seamless payments in Russia — without opening a local bank account or exchanging currency. Simply link your international Visa (or Mastercard soon) to the BRICS Pay app and use it to pay via QR code at thousands of locations across the country.

Where Can You Pay?

BRICS Pay works wherever* QR-code payments are accepted in Russia, including:

  • Retail stores and shopping malls
  • Restaurants, cafes, and hotels 
  • Public transport and taxi services 
  • Pharmacies and entertainment venues 
  • E-commerce 

What clues will I see?

You can pay at any point of sale that have a ​special stickers indicating what can be paid with QR or displays:

  • СБП (Fast Payments System) QR code 
  • MultiQR standard QR code 
  • Logos of other QR payment ​​standards used in Russia:
* Provided that the organization whose payment is made is not included in the sanctions list.
If you see a QR code at the checkout, on your receipt, or on the terminal screen, you can likely pay with BRICS Pay. Just open the app, scan the code, and confirm the payment.
In restaurants and cafes in Russia, there is always a QR code on the checks for paying tips. Be careful when paying and ask the waiter which code to use for payment.

How to Know if BRICS Pay is Accepted?

Step 1

Look for a QR code at the point of sale.


Step 2

Open the BRICS Pay app and tap “Scan QR.”


Step 3

Scan the code — the app will display the amount and merchant details if compatible.

Step 4

Confirm the payment — funds are debited from your wallet.


Step 1

Look for a QR code at the point of sale.

Step 2

Open the BRICS Pay app and tap “Scan QR.”

Step 3

Scan the code — the app will display the amount and merchant details if compatible.

Step 4

Confirm the payment — funds are debited from your wallet.

Important: this payment method requires internet on your phone. After a while, a payment method will become available without the need to connect to mobile internet.

Your Travel Wallet for Russia *

Planning a trip to Moscow, St. Petersburg, Sochi, or Kazan? Download BRICS Pay in advance and pay like a local. BRICS Pay is your digital companion for travel:

  • No need to exchange currency.
  • No need to open a Russian bank account. 
  • Pay seamlessly across thousands of locations. 
  • All transactions are saved in your app history. 
Please note that the service is available to citizens of a limited number of countries. For a full, up-to-date list, please visit the BRICS Pay app.
* Stage 1. Later will available in other BRICS+ countries

Security & Regulatory Compliance

BRICS Pay operates with full respect for international financial regulations:

All transactions are processed only through financial institutions not listed in any sanctions lists (US, EU, UN, etc.)

Every payment undergoes AML/KYC checks via Payment Service Providers (PSP)

Advanced encryption and multi-factor authentication protect user data and transactions

BRICS Pay is not a tool for sanctions evasion. It is a secure, compliant, and legitimate payment solution aligned with FATF, OFAC, and national regulatory standards.

All transactions are processed only through financial institutions not listed in any sanctions lists (US, EU, UN, etc.)

Every payment undergoes AML/KYC checks via Payment Service Providers (PSP)

Advanced encryption and multi-factor authentication protect user data and transactions

BRICS Pay Documentation

For users

BRICS Pay App User ManualBRICS Pay App Privacy Policy

BRICS Pay App User Manual

BRICS Pay App ​​Privacy Policy

BRICS Pay App User Offer

BRICS Pay App User Offer

For developers

BRICS Pay E-Commerce API ​​

E-Commerce POS API integration. Protocol description (in Russian)

BRICS Pay POS API

POS API for brick and mortar stores. Protocol description (in Russian)

BRICS Pay Swagger toolBRICS Pay Swagger tool Instructions

Instructions for working with the Swagger tool (in Russian)

Swagger tool

Coming soon

We're finalizing the app's release.
You can leave your email, and we'll let you know when it's released in stores.

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