BRICS Pay B2B: The Future of Cross-Border Trade Settlements

A secure, efficient, and sovereign solution for international trade between companies in BRICS+ nations. BRICS Pay B2B enables direct settlements in national currencies through a decentralized network, reducing dependency on correspondent banking, lowering costs, and accelerating transaction speed.

Core Components

1. Payment Gateways

Operational in BRICS+ countries, BRICS Pay financial centers facilitate:

  • Conversion between national currencies
  • Temporary use of stablecoins as a bridge asset (transitional phase)
  • Payments in 23 currencies, including USD, RUB, CNY, INR, BRL, ZAR, and other currencies

2. Multilateral Netting

Instead of gross settlement for every transaction, BRICS Pay uses synthetic netting units to offset obligations across multiple parties — drastically reducing liquidity needs and transaction volume.

Example: 100 transactions → settled as 10 net positions.

3. DCMS

Decentralized Cross-Border Messaging System ​— SWIFT alternative built on a fractal, distributed network. No central server. No single point of control. Messages are encrypted and routed through a peer-to-peer infrastructure.

  • Interoperable with existing systems 
  • Support SWIFT message MT format 
  • Resistant to censorship and cyber threats 
  • Ready for CBDC integration 

Why BRICS Pay B2B?

We are creating an additional, alternative, sustainable, and technologically advanced international payment system for companies in BRICS+ countries, with full control over the process.

Sovereign control

No reliance on foreign financial infrastructure

Lower costs

Savings vs. traditional correspondent banking

Faster settlements

Near real-time processing

Regulatory safe

Full compliance with local laws

Scalable

Fractal architecture allows rapid expansion

BRICS Pay B2B is not about of replacing existing centralized payment systems or “de-dollarization”. It’s about financial choice and resilience.

Payments via the BRICS infrastructure 

All transactions are processed exclusively through our own BRICS Pay payment gateway ecosystem. We do not use correspondent accounts in Western banks, eliminating the risk of blocking or sanctions.

Your capital remains in a secure financial environment where you set the rules.
Submit a request

Personal manager and Transparent Communication

Each client is assigned a dedicated manager who oversees the transaction from start to finish: 

  • Consulting on payment terms,
  • Responding promptly to inquiries,
  • Providing ongoing feedback.
You always know the status of your transaction—no bureaucracy or delays.

We work with any volume— from $2,000

We're not limited to large contracts. Likewise, we handle settlements starting from $2,000, making BRICS Pay B2B accessible to small and medium-sized businesses seeking international cooperation.

Regardless of the transaction size, you receive the same level of service and security.

Contractually Guaranteed Security 

Each transaction is protected by a legally binding agreement governing:

  • Payment Terms, 
  • Execution Deadlines, 
  • Liabilities of the Parties. 
We don't just process payments—we guarantee their execution within a transparent, regulatory-compliant system.

23 currencies

USD, CNY, and national currencies of BRICS countries

1 day

To provide SWIFT confirmation

Customized

Terms tailored to your business and volumes

Submit a request

Send a request
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Privacy Policy

BRICS DCMS Documentation

BRICS Pay App User Manual

BRICS DCMS User Manual

BRICS DCMS Technical Manual

BRICS Pay Swagger tool Instructions

Coming soon

We're finalizing the app's release.
You can leave your email, and we'll let you know when it's released in stores.

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