BRICS Pay is a decentralized digital payment platform developed within the framework of the BRICS Business Council to enable fast, secure, and seamless cross-border transactions. Designed on principles of interoperability, sovereignty, and inclusion, BRICS Pay connects national and commercial payment systems across BRICS+ nations — creating a resilient alternative financial infrastructure for businesses and individuals.
Officially recognized in the BRICS Business Council Annual Report 2024
To build a fair, polycentric, and technologically advanced financial ecosystem that promotes stronger business ties and integration among BRICS+ countries, reduces transaction costs, and enables economic inclusion for for participating countries. We focus on:
To create innovative, secure, and accessible payment solutions that drive economic growth, enhance trade efficiency, and improve the quality of life for people across BRICS+ nations — through decentralized, interoperable, and future-ready financial infrastructure. We focus on:
BRICS Pay is a strategic infrastructure for building a decentralized, sustainable, and inclusive financial system across BRICS+ nations and friendly states. Developed under the BRICS Business Council, the project aligns with the United Nations Sustainable Development Goals (SDGs), including: Financial inclusion (SDG 8, SDG 10), Innovation and infrastructure (SDG 9), No poverty and zero hunger (SDG 1, SDG 2). Our technology powers an alternative, interoperable, and regulation-compliant payment ecosystem that delivers:
Can connecting a lot of payment systems (SBP, UPI, Pix, WeChat Pay, etc.) to give them interoperability
No single point of failure; secure, resilient messaging layer
Trade in national currencies — reduce FX risk and dependency
Full AML/KYC, regulators-aligned
Open, transparent, and equitable decision-making
Fast deployment, low computational load, high throughput
BRICS Pay does not replace SWIFT, Visa, or Mastercard. It offers a parallel, compatible option — giving businesses and individuals choice in how they transact globally.
BRICS Pay aims to contribute to the achievement of the UN United Nations Sustainable Development Goals: Financial inclusion, Innovation and infrastructure, No Poverty and Zero Hunger
BRICS Pay does not aim to replace existing financial systems. We care to expand choice, enhance resilience, and make cross-border payments more inclusive for nations, businesses, and individuals worldwide. We believe the future of finance is not defined by monopoly, but by a multipolar, interoperable ecosystem — where diverse systems coexist, interact, and complement each other.
We offer DCMS (Decentralized Cross-border Messaging System) — a secure, distributed alternative for financial messaging that operates in parallel with existing infrastructures, ensuring continuity and redundancy.
In the retail (C2B) segment, we integrate global card networks as one of several payment channels, enabling seamless transactions for international visitors in BRICS+ countries — without requiring new cards or currency exchange.
We work for a balanced financial order where the US dollar, euro, and national currencies are used fairly and equitably, reducing systemic dependency and risk.
BRICS Pay is not a competition to the system. It is its development. We build parallel, interoperable and resilient infrastructure that expands opportunity for all participants in the global economy.
We're finalizing the app's release.
You can leave your email, and we'll let you know when it's released in stores.
We're finalizing the app's release.
You can leave your email, and we'll let you know when it's released in stores.
